Home Loan | Your Finance Adviser
4 Things to Consider Before Fixing Your Interest Rate

4 Things to Consider Before Fixing Your Interest Rate

With interest rates at record low levels, many homeowners are considering the possibility of fixing their interest rate on the home loan.  Before going down this path it’s important to ask some key questions and decide whether this is the right option for you.  Why...
How To Reduce Lenders Mortgage Insurance (LMI)

How To Reduce Lenders Mortgage Insurance (LMI)

Lenders Mortgage Insurance can be a great tool to help home buyers get into a property that they otherwise might not be able to afford. However, it comes with a cost. LMI is a one-off insurance premium that is put in place to protect the lender in the event the...
5 Ways to Pay Off Your Mortgage Sooner

5 Ways to Pay Off Your Mortgage Sooner

When buying a home, to live in or as an investment, most people will have the goal of eventually paying it off. A 30-year loan might seem like a long time to be making repayments, but you won’t be stuck paying interest if you’re able to pay it off sooner. Here are...
Knight Frank Sees More Growth Ahead for Industrial Assets

Knight Frank Sees More Growth Ahead for Industrial Assets

Leading Australian valuer Knight Frank believes the sharp growth we’ve seen in industrial assets is set to continue in 2022. Industrial assets have seen growth of around 15% over the course of 2021 and Knight Frank believes this is a trend that can continue for years...
How does a Bank Valuation Impact Borrowing?

How does a Bank Valuation Impact Borrowing?

When you purchase a property with finance, the lender will typically order a bank valuation to help them ascertain the loan to value ratio (LVR) of your home loan. For new home buyers, this might be something that you’ve never thought about before, but the outcome of...
Simple Renovations for Summer

Simple Renovations for Summer

Summer is a great time of year to do a few jobs around the house. It’s also a good time to start planning ways to build some equity in your home with a simple renovation. Here are some strategies that can quickly build equity with a small renovation or even just a...